Brighton Financial Planning (BFP) was established in 1984 by James J. Chesterton, Jr. CFP® to provide high quality Financial Planning and Investment Advisory services to individuals. John P. Middleton, CFA, CAIA assumed ownership in 2010.
BFP was established with a belief that individuals expect and require personalized attention and customized service to maximize their financial well-being. We believe boutique firms, such as ours, are better able to provide that level of care and attention. We believe long-term relationships between the client and advisor are both desirable and essential. A financial plan or investment strategy is not a singular event. Circumstances will change in unanticipated ways over time and strategies must be continually adapted to meet those challenges. Thus a long-lasting client-advisor relationship is critical to making the right adaptations.
As a boutique, we offer several desirable, beneficial attributes to individuals. Most importantly, we are an independent firm whose sole source of compensation is the fees paid by our clients. This independence provides us the freedom to make recommendations and decisions we believe are in the best interests of our clients.
We offer co-ordinated Financial and Estate Planning, Discretionary Investment Management Services and Defined Contribution Advisory Services .
We have two experienced professionals to deliver our services.
John P. Middleton, is a Chartered Financial Analyst (CFA), a Chartered Alternative Investment Analyst (CAIA) and an Accredited Investment Fiduciary (AIF®).
James J. Chesterton, Jr. is a Certified Financial Planner™ (CFP®),
The initial meeting with prospective clients is complimentary. This introductory meeting gives both parties the opportunity to evaluate each other and determine future compatibility. We have a policy of estimating our fee for financial planning services and investment advisory services (if an annual retainer is desired) prior to any engagement. This approach avoids any unpleasant surprises during and after the planning process. Our investment management fees are based on a fee schedule contained in an agreement our clients enter into with us before entrusting their portfolios to our care.
Brighton Financial Planning is a Registered Investment Advisor registered with the New Jersey Bureau of Securities and the Pennsylvania Securities Commission.