About Us

We believe individuals expect and require personalized attention and customized service to maximize their financial well-being. We believe boutique firms, such as ours, are better able to provide that level of care and attention. We believe long-term relationships between the client and advisor are both desirable and essential. A financial plan or investment strategy is not a singular event. Circumstances will change in unanticipated ways over time and strategies must be continually adapted to meet those challenges. Thus a long-lasting client-advisor relationship is critical to making the right adaptations.

As a boutique, we offer several desirable, beneficial attributes to individuals. Most importantly, we are an independent firm whose sole source of compensation is the fees paid by our clients. This independence provides us the freedom to make recommendations and decisions we believe are in the best interests of our clients.


Brighton Financial Planning Inc.(BFP) was established in 1984 by James J. Chesterton, Jr. CFP® to provide high quality Financial Planning and Investment Advisory services to individuals. John P. Middleton, CFA, CFP®, CAIA assumed ownership in 2010 under the name Middleton Financial Management LLC, dba Brighton Financial Planning.

We offer Financial Coaching, Financial Planning, Discretionary Investment Management Services, Asset Monitoring/Advisory Services,  DC Plan Participant Asset Allocation Services, and Defined Contribution Advisory Services.

Our initial meeting with prospective clients is complimentary. This introductory meeting gives both parties the opportunity to evaluate each other and determine future compatibility. We have a policy of estimating our fee for financial planning services and investment advisory services prior to any engagement. This approach avoids any unpleasant surprises during and after the planning process. Our investment management fees are based on a fee schedule contained in an agreement our clients enter into with us before entrusting their portfolios to our care.

Brighton Financial Planning is a Registered Investment Advisor registered with the New Jersey Bureau of Securities, the Pennsylvania Department of Banking and Securities and the Florida Division of Securities and notice filed with the Texas State Securities Board.

Check the background of BFP on Advisor Info SEC.

We have three experienced professionals to deliver our services.

John P. Middleton, possesses the Chartered Financial Analyst (CFA), is a CERTIFIED FINANCIAL PLANNER™ (CFP®), and possesses the Chartered Alternative Investment Analyst (CAIA) and the Accredited Investment Fiduciary (AIF®) designations. John is a member of the CFA Insitute, the CFA Society of New York, the National Association of Personal Financial Advisors (NAPFA), the Financial Planning Association (FPA) and a Board Member of the Financial Planning Association of New Jersey.

Check John's background on Advisor Info SEC.


James J. Chesterton, Jr. is a CERTIFIED FINANCIAL PLANNER™ (CFP®). Jim is a member of the Financial Planning Association (FPA) and the Financial Planning Association of New Jersey.

Check Jim's background on Advisor Info SEC.


Lorraine Eugenio is a CERTIFIED FINANCIAL PLANNERTM (CFP®). Lorraine is a member of the National Association of Personal Financial Advisors (NAPFA), the Financial Planning Association (FPA), and the Financial Planning Association of New Jersey.

Check Lorraine's background on Advisor Info SEC.

Meet Our Advisors

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