About Us

Client Centered

We believe you expect and require personalized attention and customized service to maximize your financial well-being. We believe long-term relationships between you and your advisor are both desirable and essential. A financial plan or investment strategy should not a singular event. Circumstances will change in unanticipated ways over time and strategies must be continually adapted to meet those challenges. Thus a long-lasting client-advisor relationship is critical to making the right adaptations.

We are an independent firm whose sole source of compensation is the fees paid by our clients. This independence provides us the freedom to make recommendations and decisions we believe are in your best interests.

Brighton Financial Planning Inc.(BFP) was established in 1984 by James J. Chesterton, Jr. to provide high quality Financial Planning and Investment Advisory services to individuals. John P. Middleton, CFA, CFP®, CAIA, AIF® assumed ownership in 2010 under the name Middleton Financial Management LLC, dba Brighton Financial Planning.

We offer Financial Coaching, Financial Planning, Discretionary Investment Management Services and Defined Contribution Advisory Services.

Our initial meeting with prospective clients is complimentary. This introductory meeting gives both parties the opportunity to evaluate each other and determine future compatibility. We have a policy of estimating our fee for financial planning services and investment advisory services prior to any engagement. This approach avoids any unpleasant surprises during and after the planning process. Our investment management fees are based on a fee schedule contained in an agreement our clients enter into with us before entrusting their portfolios to our care.

Brighton Financial Planning is a Registered Investment Advisor registered with the New Jersey Bureau of Securities, the Pennsylvania Department of Banking and Securities, the South Carolina Securities Division, the Virginia Division of Securities and Retail Franchising and the Florida Division of Securities and notice filed with the Texas State Securities Board. Brighton Financial Planning joined Mercer Advisors in November of 2023.

Check the background of BFP on Advisor Info SEC.

We have experienced professionals to deliver our services.

John P. Middleton, possesses the Chartered Financial Analyst (CFA), is a CERTIFIED FINANCIAL PLANNER™ (CFP®), and possesses the Chartered Alternative Investment Analyst (CAIA) and the Accredited Investment Fiduciary (AIF®) designations. John is a member of the CFA Insitute, the CFA Society of New York, the National Association of Personal Financial Advisors (NAPFA), the Financial Planning Association (FPA) and a past Board Member of the Financial Planning Association of New Jersey and a current Board Member of the Northeast/Mid-Atlantic Chapter of the National Association of Personal Financial Advisors (NAPFA).

Check John's background on Advisor Info SEC.

Lorraine Eugenio is a CERTIFIED FINANCIAL PLANNERTM (CFP®). Lorraine is a member of the National Association of Personal Financial Advisors (NAPFA), the Financial Planning Association (FPA), and the Financial Planning Association of New Jersey.

Check Lorraine's background on Advisor Info SEC.

Meet Our Advisors

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